[Investor Stories] Jonathan Whittle (Quona) on why and when it pays to become a bank, parallels to previous bust cycles and Brazil's fintech masterplan

On this episode Pat sits down with Jonathan Whittle, Co-Founder and Managing Partner of emerging markets fintech inclusion fund Quona Capital. 
We dive into his journey from operator to VC, lessons learned from the dot-com bust and what it means for today's market correction, the status of Fintech in emerging markets and why it pays to become a bank at the final stage of a B2C fintech's growth journey

On this episode you will learn about: 

• Jonathan's journey into VC and long time engagement in LatAm 
• Why the waves of fintech adoption is a model that simplifies to great degree the evolution fintech has been going through especially in emerging markets
• Why does it pay to become a bank at the final stage 
• Quona's new 300M fund of fresh capital 

You can find Jonathan on LinkedIn here.